Just a show of hands... would you like to see some sort of central bank in the near future?MysticDawn wrote:I wish there was a bank.Mars wrote:249k
I have two outstanding trades... I need 350k more ;_; stupid donis
Where's a bank when you need a loan
I currently have about 25k.
And... would you use it if there was a collateral system of sorts?
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Blazen749
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What if the user suddenly goes on hiatus and doesn't pay the loan back? -MysticDawn
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I think the only way a bank could work here is if it were automated, not user-run. User-run leaves far too much room for errors and problems.-Tekla
Me to Blazen:In this way it's not so much a bank but a community pool of money. (And, of course you have to return the money! Or else it'd just shrink)Sourikus wrote:Okay!
I was thinking of somehow having a banking function which would allow users to deposit money, and then from that pool others can take a loan
However, I then brought up the possibility of charging interest, and banking services. Then it kind of became a lot more complicated.
Also, there is the question of where to put everything, and whether to request collateral?